Individual Health Insurance

Simply put, health insurance is protection against medical costs. A health insurance policy is a contract between an insurer and an individual or group, in which the insurer agrees to provide specified health insurance at an agreed-upon price (the premium). Depending on your policy, your premium may be payable either in a lump sum or in installments.

Health insurance usually provides either direct payment or reimbursement for expenses associated with illnesses and injuries. The cost and range of protection provided by your health insurance will depend on your insurance provider and the particular policy you purchase. If your employer does not offer a health insurance plan, you may wish to purchase health insurance on your own.

Why use an independent broker?

While brokers have very little influence in determining the prices of insurance plans, we have a lot to do with how they are designed, installed and administered. We are confident we can show you creative ways to save both time and money by helping you select the plan and options that fit your family's needs.

What's the best part? Access to objective advice from your independent broker on companies, plans and options adds nothing to the cost of your coverage.

For an instant online health insurance quote for you or your family, please fill out our online form.